Approximately 500,000 doctors, clinics, hospitals and related medical service providers
who are organized under the PPO. Our PPO, First Health, provides you with medical
services at discount rates.
The policy offers higher coverage when you are using
the PPO service providers. You always reserve your right to seek medical care by
the service provider of your choice, however your out of pocket expenses will be
higher, as shown at the summary schedule of benefits.
In order to use the services
of a Network provider, you must present your Identification card. Utilization of
a network provider does not guarantee eligibility or right to Injury and Sickness
benefits under this plan. Providers may be periodically added or deleted as participants
in the PPO Network. Not all doctors practicing at a hospital elect to participate
in the PPO Network. Insured's are responsible to verify that a provider is a participant
prior to services being rendered. You may access the PPO directory here or call
1-866-914-5333 (24/7).